Your insurance said no to ABA, speech, or OT. Let's draft the appeal — you review and send it.
Navela drafts appeal letters that cite your state's autism mandate, your plan's language, and clinical evidence. You review, sign, and send. One full letter a year is free.
“Fighting a denial was also very stressful and caused a pause in my child's services.”
No account required to preview. Email unlocks the full letter.
Appeals from good tools succeed when a real letter goes in the mail — with the right statute and clinical evidence.
Of insurance denials are ever appealed. Most families pay out of pocket or go without therapy.
Autism-specific
We cite TX §1355.015, FL §627.6686, and NJ N.J.S.A. 17B:27-46.1ii at the clause level.
ERISA-aware
Self-funded plans skip state mandates. We ask first, then cite MHPAEA and ACA §2719.
Human-optional
Free tier for one letter. Paid tiers when you want a navigator or contingency help.
Free letter · Family drafts · Appeal Package
Free letter (Explorer)
Once per year per household
- Same AI draft quality
- State mandate citations (TX / FL / NJ)
- PDF + Word by email
- How-to-send checklist
Family unlimited drafts
Annual · $25 monthly — unlimited drafts while subscribed
- Everything in Explorer
- Unlimited appeal drafts
- Deadline Guard reminders
- Member price on Appeal Package
Appeal Package
$199 for Family members · per case
- AI draft + guide checklist (citations, deadlines)
- Escalation plan: internal → external → regulator
- Far below typical attorney rates
- You are not left alone after send
Navela shares information, not legal or medical advice. Double-check deadlines with the official source. Letters are drafts for you to review before sending.